OrthoCare: Costs, Coverage & Financing Options
All you need to know about costs, insurance coverage, and financing — explained clearly.
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Most private health insurance providers and supplemental dental plans cover a significant portion — or sometimes all — of orthodontic treatment costs, depending on your plan and provider. This applies regardless of age, making it a good option for adults as well.
Private Insurance – Good to Know
If you receive government aid (Beihilfe), orthodontic treatments for children are usually covered. For adults, only in special cases and in cases in combination with surgery
Private Insurance - Good to Know
Public Insurance (Statutory Health Insurance)
KIG Scale Classification
KIG 1–2: No coverage
KIG 3–5: Basic treatment covered by public insurance
Public Insurance - Note
Aesthetic or comfort-oriented treatments can be added privately (self-pay).
Coverage Comparison: Public Insurance
- Covers the basic, medically necessary treatment.
- As a rule, 80% of the costs are covered immediately by your health insurer (90% for a second child in treatment).
- Your 20% co-payment is paid by you upfront and reimbursed after successful completion of treatment.
Coverage Comparison: Private Insurance
- Often covers advanced treatments and materials.
- Reimbursement depends on your tariff and policy details.
Adults (Over 18 Years)
Why Treatment Still Makes Sense:
- Improved chewing function and reduced tooth wear
- Harmonized bite can relieve headaches, neck/shoulder tension, tinnitus, and teeth grinding
- Better quality of life with a confident, healthy smile
Flexible Payment Plans —
Simple & Transparent
Monthly payments without interest
Convenient SEPA direct debit or manual transfers
Clear billing every quarter
Optional Treatments for More
Comfort & Aesthetics
Public insurance covers a basic standard of care. Modern materials and advanced methods—like ceramic brackets or digital planning—are considered optional.
Advanced Treatment Options
Digital 3D scanning and planning
Jaw joint measurements
Special cleaning and sealing
High-tech brackets and wire
Fixed retainers for long term stability
Tads and Supraconstructions
Benefits of Advanced Options
These options often provide enhanced treatment outcomes and patient experience.
Shorter treatment times
Greater comfort
More discreet results
Your Digital Invoice Cloud
Easy access anytime
Notifications when new invoices are ready
Secure and private
Optional Treatments for More
Comfort & Aesthetics
Important Tip
Our Support
Financing Options We Offer
- Interest free financing
- Flexible payment plans up to 36 months
- Document preparation assistance
- Clear cost estimates
Frequently Asked Questions
What to do if your statutory health insurance doesn't cover the costs?
Many supplemental dental insurance policies for children and adolescents cover the costs of orthodontic treatment if your health insurance doesn’t cover them.
To ensure complete transparency regarding cost coverage, we will provide you with a cost estimate, which you can submit to your supplemental insurance provider.
If you don’t have supplemental insurance or the costs aren’t covered by your supplemental insurance, you can still afford the treatment. We offer:
• Interest-free financing
• Flexible installment plans up to a maximum of 36 months
• Individual consultation regarding coverage by your insurance provider
What are additional (non-contractual) services?
Optional modern treatments and materials not covered by insurance, such as:
– 3D digital scans and planning
– Functional diagnostics (TMJ)
– Self-ligating or ceramic brackets
– Super-elastic wires
– Pins and abutments
– Sealing/cleanings
– Fixed retainers
Are they covered by supplementary insurance?
Often yes. Many supplementary plans reimburse part or all of the costs. We’ll help with documentation.
What if I don’t have supplementary insurance?
We offer interest-free monthly payment plans to make private services affordable.
Do all patients get the same quality care?
Yes. Whether you choose basic or additional options, we provide the same high-quality treatment.
How can I find out my treatment cost?
Book a non-binding consultation to receive a personalized treatment plan and cost overview.
